How Can I Make Money Online With My Phone In Nigeria?

How Can I Make Money Online With My Phone In Nigeria? The advancement of technology has made many things feasible, including those formerly thought to be impossible. Making money with technology has never been easier; even if you don’t have a laptop, you can make money with your smartphone.

People have discovered a variety of ways to make money with smartphones since their invention. These smartphones come pre-loaded with a variety of applications that may be downloaded or installed. Every day, more apps are put onto the market, and the possibilities of making money via these apps has grown.

How Can I Make Money Online With My Phone In Nigeria?
How Can I Make Money Online With My Phone In Nigeria?

People worldwide are earning cash through different methods, from paid surveys, making money with YouTube, streaming videos to get paid, and so on. One of the benefits of using a smartphone is that jobs that would have otherwise be done on computers can now be done quickly on mobile phones. This has made phones a very great asset.

“How do I make money in Nigeria?” is perhaps one of the most frequent questions asked by Nigerian Youths. This is because Nigerians are starting to realize that making money in a legit and fast way has gone beyond their usual 9 – 5 work. You can smoothly run these online jobs on the side and get extra cash to pay your bills. Here are some legit ways you can make money with your smartphone;

  • Taking Online Surveys
  • As a Freelancer
  • Affiliate Marketing
  • Online customer service
  • Virtual assistant
  • Digital marketing
  • Playing games
  • Watching videos etc.

10 ways you can make money with 1000 Naira and a smartphone in Nigeria

1. Paid surveys: 

One of the easy ways of making money on your smartphone is by filling out online surveys. When it comes to online surveys, all you have to do is use your opinions to earn cash by visiting survey sites to share your thoughts which helps companies and brands better design their products, and they are willing to pay money for them. Examples of such sites and apps are:

  • Opinion space: This survey site allows you to register for free, and you immediately receive an invitation to participate in the survey. After the survey, you can withdraw your accumulated cash points in your preferred reward channel like Paypal, Jumia, or mobile money options.
  • MOBROG: On this website, you will need to register your email address and some basic details. Upon completing the registration, you will be invited via email to take part in their online surveys. The most appealing feature of this online survey site is its mobile app which makes taking surveys easy. On average, you get paid between ₦ 100 and ₦ 600 per survey.

2.  Freelance

This is one of the surest ways to make money using your smartphone. All you need is a good smartphone and a good internet connection. You can get writing jobs and data entry jobs online, which can easily be done on your phone. You can visit Sites that pay for such works as Fiverr, Upwork, FindWorka, and others. These sites pay very good rewards for your work, and the payment method is mostly through PayPal.

3. Surfing the web and watching videos online

Some websites and apps pay good money for being on their site simply by watching adverts, short video clips and getting paid for it. An example is

  • Swagbucks: This is one of the best websites to make money by watching videos and answering paid surveys. Upon completion, you will earn points (which are called SBs) which you can withdraw or exchange for other payment options like gift cards. In the end, you can redeem your money through PayPal or use gift cards.

Asides from watching videos to make money, you can decide to write subtitles for Content creators who need to add subtitles to their videos to make them useful for people who watch the videos with their device’s volume turned down (as well as to make them accessible for people with hearing challenges).

Suppose you bring some added value to the table, such as translating the audio into a different language or creating video graphics along with the captions. In that case, you can command significantly better views.

4. Selling items

We all have things that we can do without, but someone else might need love. You can sell them on various E-commerce sites like Jiji, Konga, and OList for cash. Just take clear pictures of what you need to sell and place them online with the price tag and your phone number, and you are good to go.

You can also start an online business where you buy an item from a third party like a wholesaler and have them delivered directly to your customer. Thus, you make your profit without having to deal with the products directly. This is called dropshipping.

5. Affiliate Marketing

Affiliate marketing is essentially getting paid for referring new clients and customers to other businesses online. You find a product or brand you like, promote it to others and earn a piece of the profit (commission) for each sale that you make.

You, as an affiliate, will try to market the product on whatever channel you want, whether social network or through content marketing.

Some top affiliate marketing programs we have in Nigeria include

All you need to start making money is your Android phone, data, and time.

6. Social Media Manager

Many companies or big names are usually very busy with their customers, so they need someone that will handle and maintain their online presence. What they want you to do online for them varies.

The basic thing about this work is that you can work from anywhere you are. So the company or person you want to represent online can be Lagos while you (social media manager) can be in Abuja, and you will still do your job perfectly.

7. YouTube videos

YouTube has been known to be one of the best sites where you can make extra cash. There is a chance that you could earn some money by creating some videos that become an online hit. You can either make short skits for fun, online tutorial classes on how to do stuff, Life hacks, Makeup, and so on and thereby earn a good amount of money. All you need is to set up your own YouTube channel where you can post your videos and get people to subscribe to your channel and get paid. As long as you have a phone with a good camera, you are good to go.

If you still aren’t getting enough money due to a lack of views, you can also try YouTube Partner Program, which allows you to get paid through advertisements on your page. This is getting paid when people who visit your channel watch at least 30 seconds of the ad or half of the ad on a particularly short video that runs alongside your video.

This is a good source of making money just with the use of your smartphone.

8. Online Tutoring

Perhaps you are knowledgeable and have the skill to impact your knowledge onto others; you can start an online tutoring class that people can access and pay for. It can be a one-on-one class or a web seminar for a group of people.

Platforms like can help you quickly connect to students that need help in your area of expertise.

  1. Selling your photos: This is another method of making money online. If you are into photography or have a passion for it, you can earn massively from selling your photos online. There are some websites where you can upload your photos, and you will be paid for licensing. You’ll earn half of that licensing fee every time they sell with the help of your photo. Your earning can increase with just a snapshot of your food, winter boots, holiday season celebrations, and whatever that’s in demand.

Here are some websites you can upload your pictures and get paid:

  • Foap
  • Getty Images
  • Shutterstock

10. Download apps and earn

Some apps give you rewards for downloading and keeping them on your smartphone. Market research companies like to gather data and stay anonymous to study the trends. It is advisable to go with only trusted brands with such apps in order not to get scammed.

Apps That You Can Earn Money From by Downloading Them on Your Smartphone

Foap: This is a money-making app that works very well on both IOS and Android operating systems. It centers only on photography. Photos are uploaded and sold to businesses and individuals through top-notch vendors like Getty Images. The individuals may choose to buy your pictures if they are of good quality and very clear.

The good part of this app is that each photo can sell unlimited times, and there is no limit to how many images you can upload on the site. Foap takes a commission of 50% for every photo sold.

Swagbucks: This remains the best app to earn money. You can earn on Swagbucks through surveys and watching adverts. . Upon completion, you will earn points (which are called SBs) which you can withdraw or exchange for other payment options like gift cards. In the end, you can redeem your money through PayPal or use gift cards.

Instant Naira: Just like the apps mentioned above, you can earn money easily with this app on your smartphone, at home, or on the go. People from all over Nigeria can become part of the Instant Naira Community. All you have to do is download and log in to complete micro-tasks to earn cash instantly.


– Complete Task to accumulate cash

– Withdraw to Bank account

– Get paid every two week

Toluna: This app also pays when you take surveys, you’re often required to answer questions on topics, but Toluna lets you choose surveys in categories that interest you, such as electronics or travel. An important perk for users is that they must log on long hours before they can cash out, and the longer the hours spent online, the higher the reward.

This app is used by different brands who need people’s opinions on how to improve their services, and this is where you come in as a survey expert and make money.

Istock: This app is owned by Getty Images. You can apply to start selling your photos through their sites or their app. Their editors will review your work and decide if you would likely sell pictures. Specific images cost a certain number of “credits” depending on the photo collection they are featured in. Just ensure that you submit your best-quality photos.


There are many ways you can make money with your smartphone, and most of them are simple and easy. Whether it is playing games, filling out surveys, freelance or watching adverts, or even downloading apps, please be careful which sites you sign up for, as some might not be legit. Making money with your smartphone doesn’t promise to get you rich but helps you solve your basic needs and put extra cash into your pocket.

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